Oak City Lending, LLC

Finance & Insurance >> Finance & Insurance & Lending >> Lending & Mortgage

Oak City Lending, LLC

4700 Homewood Ct
Raleigh, NC 27609 | View on Google Maps

Erika Fonseca

9193467004 | 8455318969

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www.oakcitylendingnc.com

Products and Services

At Oak City Lending, we offer a wide range of home financing solutions to help you purchase, refinance, or invest with confidence. Explore our offerings below: Home Purchase Loans: -Conventional Loans Flexible terms and competitive rates for borrowers with solid credit and financial stability. -FHA Loans: Low down payment options and flexible guidelines—great for first-time homebuyers. -VA Loans: Zero down payment loans for eligible veterans, service members, and surviving spouses. -USDA Loans: 100% financing for qualified buyers in eligible rural and suburban areas. -Jumbo Loans: High-balance loans designed for purchasing luxury or high-value properties. -Refinance Loans: Rate & Term Refinance Reduce your interest rate, change your loan term, or both. -Cash-Out Refinance: Turn your home equity into cash for renovations, debt consolidation, or personal goals. Specialty Loan Programs: -First-Time Homebuyer Programs Guidance and support for new buyers, including grants and down payment assistance. -Investment Property Loans Flexible financing for rental and income-producing properties. -Non-QM Loans Alternative income options for self-employed, business owners, or unique financial profiles. -Rate Buydown Programs Temporary or permanent interest rate buydown options to lower monthly payments. Partner & Client Services: -Realtor and builder partnerships -Fast loan pre-approvals and pre-qualification letters -Credit score and mortgage readiness consultations -Ongoing mortgage education and support

Member Since: 2025

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	(Date: 4/3/2026)